Last updated: October 21, 2026
This policy explains what information Loans-Payday.com collects, how we use it, who we share it with, and the choices you have. Loans-Payday.com is based in New York, New York. We are a free referral service, not a lender. We do not make credit decisions.
Information we collect
Information you give us. When you request a loan, you fill in a form provided by our lead-network partner, ZeroParallel. The form asks for details such as your name, contact information, address, date of birth, income, employment, and bank account information, and may ask for your Social Security number so lenders can verify your identity. If you email us, we receive your email address and message.
Information collected automatically. Like most websites, our server records your IP address, browser type, the pages you visit and the time of your visit. We use cookies and similar tools, including Google Analytics, to understand how visitors use the site. The loan request form may also use cookies to keep your progress and to prevent fraud.
How we use your information
- To pass your loan request to lenders and partners who may be able to make you an offer.
- To answer your questions and messages.
- To run, secure and improve the website, and to detect fraud.
- To meet legal and regulatory requirements.
Who we share it with
When you submit a loan request, your information is sent to ZeroParallel and to the lenders and lending partners in its network. They use it to review your request, verify your identity and, if they can help, contact you with an offer. These companies may check your credit with one or more credit bureaus. Once they receive your information, their own privacy policies apply. The form shows links to the network’s privacy policy and terms before you submit.
We also share information with service providers that help us run the site, such as our hosting company and analytics provider, and with authorities when the law requires it.
Because we may be paid when a request we refer is accepted, sharing your loan request may count as a “sale” or “sharing” of personal information under some state privacy laws. See “Your privacy rights” below.
Calls, texts and emails
If you agree on the loan request form, lenders and partners may contact you by phone, text message or email about your request. You can stop texts by replying STOP, and stop emails with the unsubscribe link in any email. To ask us to stop sharing your information for marketing, email us at the address below.
Your privacy rights
Depending on where you live, including California and other states with privacy laws, you may have the right to:
- Know what personal information we have collected about you and how we use and share it.
- Ask us to delete or correct your personal information.
- Opt out of the sale or sharing of your personal information.
- Not be treated differently for using these rights.
To use any of these rights, email info@loans-payday.com with the subject “Privacy request”. We will confirm your request and respond within the time the law requires. Information you already submitted to lenders is held by them, so please also contact them directly.
How we protect your information
Our site uses an encrypted HTTPS connection, so the information you enter is protected while it travels to us and our partners. No website can promise perfect security, but we limit who can access your information and keep it only as long as we need it for the purposes above or as the law requires.
Children
This site is for adults 18 and older. We do not knowingly collect information from anyone under 18.
Changes to this policy
We may update this policy. When we do, we will change the date at the top of this page.
Contact us
Questions about this policy: info@loans-payday.com, Loans-Payday.com, New York, NY.